Paycheck Calculator 2026: See Your Per-Paycheck Amount After Deductions
Your paycheck is the most tangible measure of your compensation — it is the exact dollar amount deposited into your account every pay period. But the jump from annual salary to individual paycheck amount is not always intuitive. A $75,000 annual salary yields very different per-paycheck amounts depending on your pay schedule: $2,884.62 biweekly (26 paychecks), $3,125.00 semi-monthly (24 paychecks), or $6,250.00 monthly (12 paychecks). After taxes and deductions, those numbers shrink by 25-40%.
The pay schedule your employer uses affects your cash flow planning. Biweekly pay (every two weeks) is the most common in the US, covering about 43% of workers. Two months each year, biweekly employees receive three paychecks instead of two — a useful windfall for savings or debt payoff. Semi-monthly pay (1st and 15th, for example) gives exactly two paychecks per month, simplifying budgeting. Monthly pay is less common but used in some industries and for executive positions.
This calculator converts your gross salary into per-paycheck amounts across all standard pay schedules. Enter your annual, monthly, or hourly rate and instantly see what each individual paycheck looks like before and after adjustments for holidays and vacation. Pair the results with your specific tax withholding and deductions for a complete per-paycheck estimate.
Key Data & Statistics
| Metric | Value |
|---|---|
| Most Common US Pay Schedule | Biweekly (43% of workers) |
| Biweekly Paychecks/Year | 26 |
| Semi-monthly Paychecks/Year | 24 |
| Monthly Paychecks/Year | 12 |
| Weekly Paychecks/Year | 52 |
| Extra Biweekly Paychecks | 2 months/year have 3 paychecks |
| Avg Paycheck (US median) | ~$2,500 biweekly gross |
Pre-Calculated Examples
| Scenario | Gross | Net / Result | Details |
|---|---|---|---|
| $50K Annual | $50,000/year | $1,923 biweekly gross | ~$1,450 net per paycheck after taxes |
| $72K Annual | $72,000/year | $2,769 biweekly gross | ~$2,050 net per paycheck after taxes |
| $95K Annual | $95,000/year | $3,654 biweekly gross | ~$2,600 net per paycheck after taxes |
| $120K Annual | $120,000/year | $4,615 biweekly gross | ~$3,150 net per paycheck after taxes |
Calculate Your Salary
Salary Information
Enter your salary information to see all pay frequency conversions
Who Uses This Calculator?
Budget planning by paycheck
Align your bills and expenses to your pay schedule by knowing the exact amount of each paycheck, especially for biweekly pay with variable monthly totals.
Direct deposit allocation
Split your paycheck between checking, savings, and investment accounts by calculating what percentage of each paycheck goes to each financial goal.
Pay schedule comparison
When switching jobs, compare per-paycheck amounts between different pay schedules to prepare for changes in cash flow timing and amounts.
Three-paycheck month planning
Identify which two months you receive a third biweekly paycheck and plan how to allocate that extra income toward savings or debt.