Florida Salary Calculator 2026: No State Income Tax & Take Home Pay Breakdown
Florida joins Texas as one of the most popular no-income-tax states in America, attracting remote workers, retirees, and high earners from across the country. With zero state income tax, a $90,000 salary in Florida yields roughly $69,500 in take-home pay — several thousand dollars more than the same salary in New York, New Jersey, or California. Florida's tax advantage, combined with its warm climate and growing job market, has made it the top destination for domestic migration.
Florida funds its government primarily through sales tax (6% state plus up to 2% local, totaling 7-8% in most areas) and tourism-related revenue. The state collects billions from hotel taxes, theme park revenue, and the spending of over 140 million annual tourists. This tourism subsidy effectively reduces the tax burden on residents. Property taxes in Florida average about 0.80-0.90% of assessed value — significantly lower than Texas, though homestead exemptions and Save Our Homes caps provide additional relief for primary residences.
This calculator converts your Florida salary between all standard pay frequencies. With no state income tax withholding, your paycheck deductions consist only of federal income tax and FICA contributions. Enter your gross salary to see per-paycheck, monthly, and annual breakdowns, and use the comparison data to evaluate Florida against other state options.
Key Data & Statistics
| Metric | Value |
|---|---|
| Florida State Income Tax | 0% (no state income tax) |
| Federal Tax Only | 10-37% (7 brackets) |
| FICA | 7.65% (SS + Medicare) |
| Florida Sales Tax | 6% state + up to 2% local |
| Florida Property Tax (avg) | 0.80-0.90% of assessed value |
| Homestead Exemption | Up to $50,000 off assessed value |
| Florida Median Household Income | ~$67,000 |
Pre-Calculated Examples
| Scenario | Gross | Net / Result | Details |
|---|---|---|---|
| $50K in Florida | $50,000 | $41,200 | Fed ~$4,500 + FICA ~$3,825 | No state tax |
| $78K in Florida | $78,000 | $61,500 | Fed ~$10,000 + FICA ~$5,967 | No state tax |
| $110K in Florida | $110,000 | $84,000 | Fed ~$17,500 + FICA ~$8,415 | No state tax |
| $78K FL vs NY | $78,000 | FL: $61,500 vs NY: $55,800 | Florida advantage: ~$5,700/year |
Calculate Your Salary
Salary Information
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Who Uses This Calculator?
Northeast-to-Florida relocation
Calculate how much more you keep of your salary by moving from New York, New Jersey, or Connecticut to Florida — the most common migration corridor in the US.
Retirement income planning
Florida's zero income tax applies to retirement income too — no tax on Social Security, pensions, 401(k) withdrawals, or IRA distributions, making it ideal for retirees.
Remote worker optimisation
Remote workers earning a New York or California salary while living in Florida can save $5,000-$15,000+ annually in state taxes, depending on income level.
Property purchase analysis
Calculate your Florida take-home pay and compare the lower property tax burden against other no-income-tax states like Texas to make an informed home purchase decision.