Crypto Staking Rewards Calculator: APY & Compound Returns
Crypto staking has become one of the most reliable ways to earn passive income in the digital asset space, with major proof-of-stake networks offering annual yields between 3% and 15%. Unlike the speculative returns from trading, staking rewards are programmatic and predictable, paid out in the native token for securing and validating the blockchain network. As of 2026, over $300 billion worth of crypto assets are staked globally across all networks.
The mechanics of staking vary by network. Ethereum requires 32 ETH to run a solo validator (about $128,000 at current prices) but liquid staking protocols like Lido and Rocket Pool let you stake any amount. Solana has no minimum staking requirement and offers higher APY around 6-7.5%. Cosmos ecosystem chains typically offer 15-20% APY but with higher inflation that partially offsets the nominal yield. Understanding effective yield versus nominal yield is critical.
This staking calculator helps you project your rewards over any time period with compounding. Enter your staked amount, the network APY, and your compounding frequency to see your expected returns in both token and dollar terms. Use it to compare staking across different networks and determine the optimal strategy for your risk tolerance.
Key Data & Statistics
| Metric | Value |
|---|---|
| Ethereum Staking APY | 3.5% - 4.5% |
| Solana Staking APY | 6% - 7.5% |
| Cosmos (ATOM) Staking APY | 15% - 20% |
| Polkadot (DOT) Staking APY | 11% - 14% |
| Cardano (ADA) Staking APY | 3% - 4% |
| Total Value Staked (All Networks) | ~$300 billion |
| Liquid Staking Market Share | ~40% of total staked |
| Average Validator Commission | 5% - 10% |
Profit/Loss Examples
| Scenario | Buy Price | Sell Price | Investment | P/L | ROI |
|---|---|---|---|---|---|
| 10 ETH Staked (1yr) | $4,000 | $4,000 | $40,000 | +$1,600 | +4.0% |
| 100 SOL Staked (1yr) | $200 | $200 | $20,000 | +$1,400 | +7.0% |
| ETH + Price Rise (1yr) | $3,500 | $4,200 | $35,000 | +$8,400 | +24% |
| 1,000 ATOM Staked (1yr) | $9 | $9 | $9,000 | +$1,530 | +17% |
| Compound vs Simple (3yr ETH) | $4,000 | $4,000 | $40,000 | +$5,306 | +13.3% |
Crypto Profit/Loss Calculator
Profit/Loss
Investment Summary
Who Uses This Calculator?
Passive income projection
Calculate expected monthly and yearly staking income in dollar terms to supplement your regular income or build a crypto savings strategy with predictable cash flows.
Network APY comparison
Compare real yields across Ethereum, Solana, Cosmos, Polkadot, and Cardano to determine which network offers the best risk-adjusted staking return for your capital.
Compound staking optimization
Model the difference between simple and compound staking returns over multi-year periods. Restaking rewards weekly versus monthly can add 0.1-0.3% additional annual yield through compounding.
Validator economics
Calculate whether running your own validator is profitable after accounting for hardware costs, electricity, and the required minimum stake compared to delegating through liquid staking protocols.
Frequently Asked Questions
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Investment Disclaimer
This calculator is for educational and informational purposes only and does not constitute financial, tax, or investment advice. Cryptocurrency investments carry significant risk, including the potential for total loss of capital. Past performance is not indicative of future results. Always consult a qualified financial advisor before making investment decisions.